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Important: Program rules, funding, service areas, and application periods can change. Confirm details with the organization operating the program.
Home Repair Grants

Home repair help, explained simply

Find realistic home repair help for your location and situation

Start with your state or the repair problem. Then compare grants, loans, direct services, weatherization, nonprofit help, and local programs without assuming every option is free money.

Find your state I am not sure where to start
  1. Choose locationState, county, city, or tribal area
  2. Name the repairSafety, roof, heat, access, water, or another need
  3. Verify the programCurrent rules, funding, terms, and application route
Independent guide. Not a government agency. We do not decide eligibility or guarantee funding, approval, or repairs.
A simple home repair planning scene with a house, checklist, and tools
Location comes first.Most repair help depends on where the home is, household eligibility, the repair, property condition, and available funding.

Choose a path

What kind of help are you trying to find?

Choose the closest situation. Each guide explains what the help may be, where to apply, what can delay it, and what to try next.

State and local programs

Start with your state, then check the county, city, utility, tribal, and nonprofit routes serving the address.

Find your state

Unsafe or urgent repairs

Handle immediate danger first, then document the hazard and look for the right emergency or repair path.

Check urgent repair steps

Weatherization and energy

Weatherization is normally a direct service selected after an audit, not cash for any repair you choose.

Understand weatherization

Rural homeowner help

USDA Section 504 may offer a low-interest loan or, for some older homeowners, a targeted grant.

Read the USDA guide

Seniors and accessibility

Age, disability, medical need, income, ownership, and local aging services may open different routes.

See senior repair help

Veterans and military families

VA grants, health benefits, state programs, and nonprofit repair services use different rules.

Compare veteran programs

State guides

Find home repair help by state

The state guide is a starting point. The actual intake office may be county, city, tribal, utility, nonprofit, housing, aging, or rural-development based.

Ohio Pennsylvania North Carolina Indiana Michigan West Virginia Florida New Jersey Illinois Minnesota
Browse all 50 states and Washington, D.C.

51 guides available

Before you apply

Three things that prevent wasted time

1

Identify the type of help

A program may be a grant, loan, deferred loan, forgivable loan, rebate, direct service, insurance payment, benefit, or referral.

How repair assistance works
2

Ask whether intake is open

Eligibility does not mean money is available. Confirm the service area, funding status, waitlist, deadlines, and required documents.

Find the right local office
3

Do not start work too early

Many programs require an inspection, approved scope, eligible contractor, environmental review, and written approval before work begins.

Review the application steps

Practical guides

Move from searching to taking the next step

These guides are selected for the homepage because they help readers complete a task. The homepage does not display post publication or modification dates.

Reader trust

Use HRG as a guide, then verify the real program

Home repair help is local, limited, and time-sensitive. Official program offices control eligibility, funding, applications, contractors, and final decisions.

Clear classifications

We aim to say whether help is a grant, loan, service, rebate, benefit, insurance payment, or another arrangement.

Official-source checks

Confirm current rules with the agency, local office, utility, insurer, or nonprofit operating the program.

No approval promises

HRG does not accept applications, choose recipients, promise funding, or guarantee that a repair will be covered.